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Where Convenience Meets Community

Welcome

Banks in Falmouth had a bad habit of changing hands frequently. And several years ago, local banking in Falmouth disappeared completely.

But Lake-Osceola State Bank, West Michigan's friendly and full-service community bank, is here to help!

Let's Do This!

We've had our eyes on Falmouth for a couple years now, and in August 2024 we opened the doors of a completely overhauled and updated local office. Come in and see us!

 

For individuals, families and businesses alike, we have a team of friendly Switch Specialists to help you make a fast and easy account opening process. You can even do most of the steps online, coordinating with our Switch Specialists using our secure document portal. Our online Switch Kit makes it even faster!

 

Now through September 30, 2024, every new account or loan opened in Falmouth will result in a donation to one of five local nonprofits*. All the more reason to get going today!

*$10 donation per account opened up to a total donation of $2,500. Choose from: Cadillac Area Habitat for Humanity, Community Hope food pantries, Falmouth Fireworks 2025, Falmouth Library, Missaukee Agricultural Youth Show. These organizations thank you in advance!

Grand Opening, Ribbon Cutting, and Cookout Celebration!

Plan now to join us on Friday, September 6 for a celebration of our new office, new team, and renewed local banking in Falmouth. A big THANK YOU to Ebel's who will be providing the on-site cookout!

We will open all day for normal business and the festivities will begin at 4:00pm.

 

Here to Stay

Lake-Osceola State Bank has a proud tradition over 115 years strong, built on relationships that are local, personal and authentic. Our capabilities have grown broader as our community roots have grown deeper.

When we enter a market, we don't leave it. Quite the opposite, in fact! When other banks left Evart, LeRoy and Walkerville, we stepped up and took their place.

 

With Lake-Osceola State Bank, deposits stay close by and circulate through the local economy to strengthen the community as a whole on a daily basis.

Cookout
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12 Area Locations

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Local Economic Vitality

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Online Banking & Billpay

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Full-Featured Mobile Banking

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Mobile Deposit

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Fraud Protection

Contact Us

Address

500 E. Prosper Road

Falmouth, MI  49632

Contact

231-353-5672

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Opening Hours

Mon - Thu

9:00 am – 4:00 pm

Friday

9:00 am – 5:00 pm

​Saturday

9:00 am – 12:00 pm

Drive-Up opens at 8:30am

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